132 Columbia Turnpike, Florham Park, NJ 07932
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Building Owners Insurance for New Jersey

If you own a commercial building which is owner occupied or tenant occupied (or both) we have programs to fit your needs. We write building owners insurance policies for buildings with habitational / apartments (residential) and commercial use in one building (mixed use) as well as strictly commercial occupied buildings.

We represent several top insurance companies that have excellent programs for building owner insurance.  Policies are available for new or older buildings as long as updates have been made and the buildings are in good shape. We insure frame, masonry, fire-resistant, all types of construction.

Building Owners Insurance

  • Building coverage
  • Contents (business personal property)
  • Loss of business income – (Loss of rents) for 12, 18, 24 or even 36 months
  • Premises liability with or without an umbrella
  • Water backup from sewers & drains
  • Replacement cost
  • Boiler & machinery – equipment breakdown
  • Flood, up to 10 million
  • Masonry construction
  • Frame construction
  • With or without fire sprinklers
  • New construction or older construction with updates
  • office buildings
  • manufacturing
  • industrial
  • warehouses
  • stores
  • multi-use
  • schools

We represent several top insurance companies that have excellent programs.
Primary liability limits at 1 million per occurrence / 2 million aggregate, or 2 million occurrence / 4 million aggregate.
One and three year policies



Call 973-377-6100 and ask for Jim Franchino